Orlando Foreclosure Defense Lawyers
Your investment in your home is likely your most significant financial outlay and one you wish to protect. The threat of losing your home to foreclosure can be one of the most stressful and consequential experiences you face.
Becoming delinquent on your mortgage can occur due to many situations beyond your control, from job loss to unpredicted and substantial medical expenses due to illness or injury. Whatever the reason, you must understand your rights and options for saving your home.
If you have been served with a foreclosure complaint or a notice of default from your lender or homeowner association, you probably have many questions and are anxious about what to do.
You could be asking yourself:
- What happens next?
- Do I need a foreclosure lawyer?
- How am I ever going to get caught up on payments?
- Will I ever be released of this financial burden?
- How do I save my home?
The situation may seem daunting, but you can find practical legal help at Perez Conrique Law. By designing unique plans and strategic alternatives to fit your needs and goals, we work vigorously to help you achieve the best possible results.
Our team of professionals understands the emotional toll and legal complexities you face. We put care, attention to detail, straightforward advice, and honest communication to work for you.
Arrange for a free initial consultation with an Orlando foreclosure defense attorney at Perez Conrique Law by contacting us at (888) 513-9813. Hablamos español.
Why Choose Perez Conrique Law? What Sets Us Apart?
-
Client-Centered FocusAt Perez Conrique Law, we prioritize our clients' needs above all else. Every case is treated with the utmost attention, ensuring personalized strategies that align with your unique circumstances and goals.
-
Experienced AdvocacyWith years of experience in handling complex legal matters, our team is equipped with the knowledge and skills necessary to navigate the intricacies of the legal system, providing you with confident and effective representation.
-
Transparent CommunicationWe believe in fostering trust through open and honest communication. From the initial consultation to the resolution of your case, you will be kept informed every step of the way, ensuring you are fully aware of your legal options and progress.
-
Results-Driven ApproachOur commitment to achieving favorable outcomes drives everything we do. We diligently pursue the best possible results for our clients, utilizing a results-oriented approach that is both strategic and relentless.
How Perez Conrique Law Can Help With Foreclosure
Getting answers to the above questions may provide peace of mind and a clear direction for moving forward with hope in the midst of uncertainty. We understand that your home is invaluable to you and your family, and our legal team is prepared to do whatever it takes to help you protect your property.
As a homeowner, you have options to avoid foreclosure. Our attorneys can analyze your situation and discuss all available options so that you can decide the best course of action based on your circumstances. Successful cases rely on a combination of proper strategy and carefully timed actions.
When threatened with foreclosure, we can provide valuable assistance that can be beneficial. For example, we can determine if your lender failed to file its foreclosure lawsuit in court properly or lacked proper documentation. In other cases, your defense can be even stronger if fraudulent brokers or lenders victimized you.
The banks and lenders often do not have your best interests in mind. A qualified attorney, however, can listen to your story, understand your financial situation, and translate your personal matters into a practical and protective legal defense. A legal consultation is the best way to determine the most effective defense for your circumstances.
For example, you may need additional time to make matters right due to an ongoing hardship. We can assist with several loss mitigation options. If you have recovered from the hardship and can resume payments, we can help you obtain a loan modification or a reinstatement.
Where you have not recovered or no longer want the home, it is vital to negotiate a solution to surrender it in a timeframe that works for you while protecting you from future personal liability.
Foreclosure Options
Deed in Lieu of Foreclosure
A deed in lieu of foreclosure is a written agreement between a borrower (homeowner) and a lender in which the lender agrees to take the property. The process aims to release you from your mortgage debt by handing the property deed over to your lender. Resolutions through deed-in-lieu programs are not available in every case and can be complex to navigate. Getting competent legal assistance can save you significant time and effort.
Loan Modifications
Loan modifications involve making one or more changes to the term of your mortgage loan and may include:
- Reducing your interest rate
- Extending the length of your loan
- Reducing penalties and late fees
- Other solutions
These are all designed to make your loan more affordable. Loan modifications are an excellent option for those who can afford a lower payment and whose lender agrees to modify loan terms